ScamGuard

🛡️ First Direct text scam checker

Before you tap any link in a bank text or "approve" a push, run First Direct text scam checker. It is the difference between a 5-second check and an emptied account. Upload the SMS, email or call screenshot into ScamGuard — you'll get a clear verdict, a plain-language reason, and the next step. Works on phone, desktop and WhatsApp.

What ScamGuard checks for

  • Push / OTP request flags
  • Spoofed sender-ID detection
  • Bank-template comparison
  • Vulnerable-customer red flags
  • Live takedown-status check

⚠️ Red flags and warning signs

  • Unexpected contact you didn't request
  • Payment in gift cards, crypto, wire or Zelle
  • Threats of legal action or account closure
  • Too-good-to-be-true offer
  • Refusal of video calls or in-person meetings
  • Vague company or platform details

Real scam examples

Fake fraud team call

Caller claims your account is under attack, asks you to move money to a 'safe account'. Real banks never ask you to transfer your own money.

ScamGuard recommendations

Scan on WhatsApp

Forward anything suspicious related to First Direct text scam checker to ScamGuard on WhatsApp — works for text, links, screenshots, voice notes and PDFs.

Open WhatsApp scanner
Browse the full Banking library

Explore every banking checker in the ScamGuard Global Scam Library.

Open library

ScamGuard tools you can use right now

Frequently asked questions

Will my real bank send messages like this?

Real banks rarely ask you to tap a link in a text, never ask you to move money to a 'safe account', and never call demanding push approvals. First Direct text scam checker catches all three.

Does it work for my bank?

Yes — ScamGuard covers UK, US, EU, Australian, Indian and African retail banks plus most major neobanks.

Is it free?

Yes — free anonymous checks.

What if I already authorised a transfer?

Call your real bank from the number on your card immediately and report ScamGuard's verdict to them.

Related ScamGuard checkers

Try ScamGuard free

1 free check, no signup needed. Then create an account for unlimited investigations.

Analyze With ScamGuard