Monzo text scam checker catches the scam your bank can't always stop in time. Most bank-impersonation losses happen because the message looks perfect — same template, same colors, same urgency. We see through the format. Upload the SMS, email or call screenshot into ScamGuard — you'll get a clear verdict, a plain-language reason, and the next step. Works on phone, desktop and WhatsApp.
Wave of login push prompts at 2am until you tap 'approve' just to make them stop. That tap is the attacker's login.
Caller claims your account is under attack, asks you to move money to a 'safe account'. Real banks never ask you to transfer your own money.
Forward anything suspicious related to Monzo text scam checker to ScamGuard on WhatsApp — works for text, links, screenshots, voice notes and PDFs.
Open WhatsApp scannerExplore every banking checker in the ScamGuard Global Scam Library.
Open libraryReal banks rarely ask you to tap a link in a text, never ask you to move money to a 'safe account', and never call demanding push approvals. Monzo text scam checker catches all three.
Yes — ScamGuard covers UK, US, EU, Australian, Indian and African retail banks plus most major neobanks.
Yes — free anonymous checks.
Call your real bank from the number on your card immediately and report ScamGuard's verdict to them.
1 free check, no signup needed. Then create an account for unlimited investigations.
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