Subscriptions 4 min read

The 90-Day Subscription Audit: A Simple Routine That Saves $500+/Year

Subscriptions grow silently. The fix is a recurring 90-day audit — 10 minutes, once a quarter, $500+/year saved on average.

Why 90 days

Long enough to catch quarterly billing cycles. Short enough that a forgotten subscription only costs you 3 months, not 12.

The 4-step routine

1) Pull last 90 days of statements. 2) Run Subscription Shield. 3) Sort by 'haven't used in 30 days'. 4) Cancel everything in that bucket.

What to keep

Anything you used 4+ times in the last 30 days. Anything that's cheaper as an annual plan. Anything that's locked into a current contract.

What to cut

Free trials that converted. Premium tiers you downgraded mentally but not in account. Duplicate services (two cloud storage providers, two music apps).

Lock in the habit

Set a calendar reminder for every 90 days. Subscription Shield can email you when it's audit time.

The bottom line

Run your next 90-day audit with Subscription Shield — upload a statement and we'll surface every cut candidate automatically.

Related articles