SUBSCRIPTION SHIELD

Recurring Charges Checker

ScamGuard's recurring charges checker scans your statement and lists every charge that repeats on a regular cycle — even when the merchant name has changed or shortened between months.

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FAQ

What counts as a recurring charge?

Any charge that repeats on a monthly, quarterly, semi-annual, or annual cycle from the same merchant — even if the amount varies slightly.

Will it catch shortened or renamed merchants?

Yes. The checker fuzzy-matches merchant strings so 'NFLX*MONTHLY' and 'NETFLIX.COM' are grouped as one subscription.

More subscription intelligence

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Discover the recurring subscriptions hiding inside your bank or card statement. Upload it to ScamGuard and we'll surface every charge.
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Free trials that became paid plans. Apps you used once. ScamGuard helps you find every forgotten subscription draining your account.
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List every recurring charge on your account, from streaming to gym memberships and software licences.
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Were you charged twice for the same subscription? ScamGuard catches duplicate billing and near-duplicate merchant names.
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Spot recurring charges you never agreed to. ScamGuard flags merchants you've never knowingly subscribed to.
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Free Trial Tracker
Track every free trial you've signed up for and cancel before you're charged.
Subscription Leak Detector
Find the slow, silent leaks of money from subscriptions you don't use — and plug them.
Bank Statement Analyzer
Upload any bank or card statement (PDF, CSV, screenshot) and ScamGuard analyzes every transaction — flagging recurring charges, duplicates and suspicious billing.
Subscription Audit
Run a complete audit of every subscription on your accounts. See monthly cost, annual cost, duplicates and potential savings.
Track Monthly Subscriptions
Track every monthly subscription you pay for, get renewal alerts, and stop unexpected charges before they hit.
Subscription Monitoring
Ongoing subscription monitoring. Get alerts on price hikes, new charges, free-trial conversions and suspicious recurring billing.