SUBSCRIPTION SHIELD

Unauthorized Recurring Payments

If a recurring charge shows up from a merchant you don't recognise, it could be a free-trial-to-paid trap, a fake subscription scam, or stolen card details.

Scan my statementBrowse all guides

Subscriptions with known scam reports

FAQ

Is an unknown recurring charge always a scam?

Not always. Some merchants bill under a parent company's name. But if you can't trace it within 24 hours, dispute it with your bank.

More subscription intelligence

Find Hidden Subscriptions
Discover the recurring subscriptions hiding inside your bank or card statement. Upload it to ScamGuard and we'll surface every charge.
Forgotten Subscriptions
Free trials that became paid plans. Apps you used once. ScamGuard helps you find every forgotten subscription draining your account.
Find All Recurring Payments
List every recurring charge on your account, from streaming to gym memberships and software licences.
Duplicate Charges Detector
Were you charged twice for the same subscription? ScamGuard catches duplicate billing and near-duplicate merchant names.
Subscription Scams
How free-trial traps, fake renewals, and continuity scams work — and how to get your money back.
Free Trial Tracker
Track every free trial you've signed up for and cancel before you're charged.
Subscription Leak Detector
Find the slow, silent leaks of money from subscriptions you don't use — and plug them.
Bank Statement Analyzer
Upload any bank or card statement (PDF, CSV, screenshot) and ScamGuard analyzes every transaction — flagging recurring charges, duplicates and suspicious billing.
Subscription Audit
Run a complete audit of every subscription on your accounts. See monthly cost, annual cost, duplicates and potential savings.
Track Monthly Subscriptions
Track every monthly subscription you pay for, get renewal alerts, and stop unexpected charges before they hit.
Recurring Charges Checker
Free recurring charges checker. Upload a bank or card statement and see every repeating charge on your account in seconds.
Subscription Monitoring
Ongoing subscription monitoring. Get alerts on price hikes, new charges, free-trial conversions and suspicious recurring billing.