Office apps and OneDrive storage.
Visit official siteMicrosoft 365 Personal ($9.99/mo or $69.99/yr) gives one person Office apps (Word, Excel, PowerPoint, Outlook), 1 TB of OneDrive storage and Microsoft Defender. If you bought it through Apple or Google Play the cancellation lives in your phone's subscriptions screen — not in office.com.
Microsoft offers a pro-rated refund if you cancel an annual plan within 30 days, and a partial refund afterwards. Monthly plans are not refunded once the billing date passes — you keep access until the end of that month.
Microsoft 365 wins if you need Office apps. Google One wins if you just want cheap cloud storage.
| Feature | microsoft 365 | google one |
|---|---|---|
Go to account.microsoft.com/services, click 'Manage' next to Microsoft 365, then 'Turn off recurring billing'. You keep access until the paid period ends.
Files stay for 30 days after cancellation, then OneDrive drops you back to the free 5 GB tier and anything above that becomes read-only. Download anything over 5 GB before the grace period ends.
Yes — within 30 days of an annual renewal Microsoft typically issues a full refund. After 30 days they pro-rate. Monthly plans are non-refundable.
Microsoft never asks you to 'verify your payment' through a link in an SMS. Phishing 'Microsoft 365 renewal' emails are common — go to account.microsoft.com directly, never click.
account.microsoft.com → Help, or call 1-800-642-7676 (US). Chat support is the fastest channel.
Top alternatives our editors recommend: Google Workspace Individual ($9.99/mo); Apple One ($19.95/mo, bundles iCloud + Music + TV+); LibreOffice (free).